One Change

If you could change one thing about your life right now, what would it be?

The first thing (because don’t we all have a list of things we’d like to change?) I would change is that I would be out of debt and stay out of debt (mortgage not included).

Actually, I am REALLY close to being out of debt, but it seems like the closer I get, the further I get because of one thing after another. The “thing” that is adding to my debt now is dental procedures in the shape of old fillings causing problems.

During my first marriage, a significant amount of debt and bills accumulated, and I am ALMOST done with the last of them! I re-financed my high interest (because of collections) student loan after my divorce, and that will FINALLY be paid off next summer. By the way, I graduated from college in 1999, so it only took 14 years to pay off 4 years of college, but IT WILL BE PAID OFF! I also purchased a new-to-me car after my divorce that will be paid off next summer, as well. I really hope the car last several more years, because I don’t want another car payment for awhile.

After my debt-ridden first marriage, I swore off credit cards for a while but after a couple of years I got a few of them. The plan is to pay them off once my student loan and car payment are paid off. I don’t have a lot of them, I promise! Seriously, I can’t fathom not being in debt. I’ve been in debt since I was 18 and got my first credit card. I am not responsible with credit. Not at all! I admire my husband for paying off his credit cards each month or before interest sets in on those Same As Cash offers. It takes a certain discipline that I have never had but hope to someday achieve.

So the latest in financial woes is the dental work. I’m actually embarrassed for all the work that needs to be done, but the truth is I have taken decent care of my teeth. They’re not rotting away or anything, though my dentist will say that not flossing regularly has contributed to some of the problems. Ugh! I have fillings that were not done correctly and other fillings that have gotten loose and caused more cavities underneath. The work that I am having done is crowns and replacing fillings. And it’s not cheap, even with insurance!

So it seems that just when I see the light at the end of the old debt tunnel, the tunnel has a new addition built onto the end of it. I’m still seeing that tiny bit of light, so I know I will get there some day.

What would you change? How do you manage debt or are you debt free? 

During the month of November, I am participating in the National Blog Posting Month, also known as NaBloPoMo, hosted by BlogHer. Most likely I am following these suggested prompts, but I might just get crazy and change things up every once in a while. I’m one wild and crazy gal! 

NaBloPoMo November 2012

 

Dream Job

If you could have any job (and instantly have the training and qualifications to do it), which job would you want?

For a long time I’ve  joked that I still don’t know what I want to be when I grow up. The truth is, it’s not a joke. I still don’t know. I’ve heard others say that they feel the same way. It’s not that I’m not happy with the job I have or that the job I have is my dream job, it’s just that there’s not one thing that I feel passionate enough about to say, “That’s it!”

So I suppose I could just end the post here, and say that I don’t really have an answer, but that would be pretty boring, huh? Instead, I’m just going to let my fingers do the typing and see what comes out.

I’ve written about it before, that when I was in 5th grade, I dreamed of being a lawyer. As an adult, I am thankful that I didn’t continue to pursue that field, because I definitely do not have the personality or interests now to be a lawyer. Not that there is anything wrong with lawyers (I’m not going to tell a bunch of lawyer jokes), it’s just that I know that job is not for me. I have a lawyer friend, and she has an excellent personality for her job. She is passionate about her interests and can argue with confidence.

My freshman year of college, I declared Engineering as my major. Seriously? Feel free to laugh. I only made it one semester before realizing that I would never make it. Math and Chemistry kicked my butt that first semester, despite hours and hours of studying. I was on academic probation after my first semester, so it was obvious that I needed to find something else. The reason I had chosen Engineering was that in high school, they showed us a list of college graduate incomes, and Engineering was high on the list. My generation grew up hearing that we could do anything and be anything we wanted, and it only took one semester of college for me to find out that I was not meant to be an Engineer.

My second semester of college, I was Undeclared for a major and took a variety of classes to see what might interest me. Two of the classes that I took that semester were Psychology and Sociology. While both were incredibly interesting to me, I found Sociology to be more for me, so I declared Sociology as my Major starting my Sophomore year. I eventually added Criminal Justice as my Minor and took several classes that combined the two majors. Upon graduation, I had intentions of getting my Masters, but life situations changed, and my desire to continue my education eventually went away.

My plan after getting my Masters was going to be studying and researching how society influences the behaviors of people, specifically criminals and prisoners. While I still have an interest in that field, I think I am now too jaded to believe that I could ever make a difference in that area. While I suppose it could be considered my dream job, I’m afraid that my skepticism now would get in the way of me feeling that my contribution would be beneficial.

I suppose I could also say that I would be a writer, but I’ve also come to the realization that when my hobbies become my job, then I lose interest. I’m happy with being a writer just for the fun of it, and I’m even more happy that there are other writers who have that desire to write for a living, because it gives me inspiration when I read their work.

Maybe one day I will figure out what it is that I want to do when I grow up. I’m not exactly clear on when it will be that I grow up, but I’m sure it will happen some day. For now, life is good.

What do you want to be when you grow up? Are you working your dream job now? 

During the month of November, I am participating in the National Blog Posting Month, also known as NaBloPoMo, hosted by BlogHer. Most likely I am following these suggested prompts, but I might just get crazy and change things up every once in a while. I’m one wild and crazy gal! 

NaBloPoMo November 2012

 

There’s No Place Like Home

If you could live anywhere, where would it be?

Sometime around the 5th grade, I became obsessed with all things related to Australia. I collected kangaroos, koala bears, maps, magazines, and anything having anything to do with Australia. I can’t remember what sparked this interest, but I do remember that it was very strong. I would tell people that someday I was going to live in Sydney, Australia and be a lawyer. I’m pretty sure that the lawyer thing came from watching too much L.A. Law, something else that I still can’t explain.

That was my dream: To live in Australia (and be a lawyer).

I’m pretty sure that I had this dream throughout junior high and most of high school, though I wasn’t quite as vocal about it with others, as I realized I might have appeared to be a crazy person. I suppose as I got older, that dream mostly faded when reality set in that my personality was not the type that successful lawyers comprise, and the exoticism of Australia started waning in my mind. My college years were spent about 3 hours away from home in Martin, Tennesse. During those 4 years, I realized just how much I loved living in the Nashville area. I moved back to the Nashville area after graduation and have lived here since.

While I really enjoy traveling to different places like Savannah for our wedding, and love visiting family in the Detroit area, as well as friends in Las Vegas, toward the end of those trips I start to see just how nice it is in Middle Tennessee, and I am ready to go home. My favorite vacation spots usually involve the beach, but as we’ve seen with hurricanes, the beach has it’s problems, as well. Pretty much anywhere one could live will have problems of some sort, such as humidity, tornadoes, snow, cold, heat, hurricanes, earthquakes, and so on.

So while it might be nice to dream of living somewhere else sometime, my heart always goes back to Nashville. It’s where I belong.

Where would you like to call home? Are you where you belong? 

During the month of November, I am participating in the National Blog Posting Month, also known as NaBloPoMo, hosted by BlogHer. Most likely I am following these suggested prompts, but I might just get crazy and change things up every once in a while. I’m one wild and crazy gal! 

NaBloPoMo November 2012